**Reviews... Scott and Annette Hoag We had our home listed in Lodi with another agent but that agent wasn't marketing or showing our property to buyers and when it came to returning my phone calls, (LOL) that rarely happen. Then we met Craig he said, he had a good marketing strategy to help bring buyers to sell our home. Scott and I were very impressed with how many offers Craig brought to us. Everything work out well and we recommend him. Joginder and Parminder Lal Many people came to me to sell my property. I selected Craig because he seem to be a good man. He sold my property and I am very satisfied. Dale Bean I know several real estate agents and some are my friends. The one I put into action is Craig Gilmore. THIS COULD BE A WINDOW OF OPPORTUNITY...... FOR SELLERS TO SELL The following Are Cutting-Edge Marketing Tactics, Even Your Neighbor May Not Know Exist, I'll explain more. BUT FIRST, COMPARE MY MARKETING TECHNQUES LET ME SHOW YOU HOW I WILL HANDLE THE SALE FOR YOU? CALL ME 209-476-4274 Marketing Your Property..... With a combination that brings BUYERS in like a MAGNET. Okay follow me and let's get started. Today, I would like to show you the path where "the competive game change" Real Estate 2010 process begins. The reason I say "competive game change" is because some of the old marketing techniques are out dated in this market.
Scott and Annette Hoag We had our home listed in Lodi with another agent but that agent wasn't marketing or showing our property to buyers and when it came to returning my phone calls, (LOL) that rarely happen. Then we met Craig he said, he had a good marketing strategy to help bring buyers to sell our home. Scott and I were very impressed with how many offers Craig brought to us. Everything work out well and we recommend him. Joginder and Parminder Lal Many people came to me to sell my property. I selected Craig because he seem to be a good man. He sold my property and I am very satisfied. Dale Bean I know several real estate agents and some are my friends. The one I put into action is Craig Gilmore. THIS COULD BE A WINDOW OF OPPORTUNITY...... FOR SELLERS TO SELL The following Are Cutting-Edge Marketing Tactics, Even Your Neighbor May Not Know Exist, I'll explain more. BUT FIRST, COMPARE MY MARKETING TECHNQUES LET ME SHOW YOU HOW I WILL HANDLE THE SALE FOR YOU? CALL ME 209-476-4274 Marketing Your Property..... With a combination that brings BUYERS in like a MAGNET. Okay follow me and let's get started. Today, I would like to show you the path where "the competive game change" Real Estate 2010 process begins. The reason I say "competive game change" is because some of the old marketing techniques are out dated in this market.
When you're trying to judge the direction of the market, it's important to know what the economists are seeing.
Today a property is either Underwater or above water ?? Selling "UNDER WATER" is owning more on the property than the property is worth Doing a strategic default, or a Short Sale; You'll want me to ask the lender to consider selling the property (for less than the amount owed) "OR" You may want to bring enough money to cover the difference of the amount owed to the lender at closing. And Selling ABOVE WATER doing a (Traditional Sale), is when you still have equity, means getting a check at the close of escrow. Please contact me to learn more about STRATEGIC DEFAULTS & TRADITIONAL SALES THE NEXT MORTGAGE PAYMENT and AVOID FORECLOSURE....... Call direct for assistance 209-476-4274 Experts "UNDERWATER" Quotes Anyone who is underwater on their house should not hesitate to throw it back over the fence to the bank. Wall Street Journal Community -William Alexander Millions of U.S. Homeowners could save hundreds of THOUSANDS of dollars by strategically defaulting on thier mortgage. Most of those homeowners won't suffer long term harm to their credit rating if they walk away. Many homeowners in the valley owe double or even triple what their homes are worth. If homeowners strategically default on their mortgage instead, White's math shows, they would be far better off financially, and their credit rating could recover enough in two years for them to qualify for new home loans. Law Professor Brent White Modesto Bee **"There is no tax liabilty on forgiven portions of home mortgages under current federal tax law...until 2012" -J.N. Sbranti Modesto Bee The relentless march of foreclosures continues.....More than two thousand one hundred (2100) North Valley Homes were lost in June 2008...."If your home is worth a couple of hundred thousand dollars less than your mortgage and your bank won't lower your principal, then letting the home be foreclosed is the financially prudent thing to do, regardless of the moral or ethical issues," Sean O'Toole, Foreclosure Radar's chief executive officer. More and more strapped homeowners are finding that the amount they owe on the mortgage exceeds the house's value as prices and sales continue to drop in many parts of the country. This situation is known as negative equity or being underwater on the mortgage. "For many, the home has morphed from a piggy bank to albatross,"Karen Weaver and Ying Shen in a Deutsche Bank research report. Market Watch...48% underwater mortgages by 2011 New York University Professor Nouriel Roubini, who accurately predicted the financial crisis, said stock and commodity markets may drop in coming months as the gradual pace of the economic recovery disappoints investors. Experts "ABOVE WATER" Quotes Many traditional sellers right now are getting their expectations broken. Because of economic uncertainties.... The valley has been hard hit by foreclosures and falling values. Virtually every home purchased since 2001 is worth less, (The Bee). Bank own properties (REO's) seem to be dominating todays market and the amazing part is the banks are really doing a good job of selling them, too. Foreclosed houses are selling faster than some may realize. They have attracted aggressive buyers and in most cases are being presented with multiple offers, above the asking/listing price. Richard Hartel an asset manager selling approximately 3 or more REO's homes a day, says legislative moratoriums designed to encourage mortgage modifications have slowed the current inventory of REO's homes available, down as much as 80 percent. Some experts on CNBC News are saying in some areas the decline of home prices have stabilize and edging upward…. The question is...... HOW LONG WILL THE STABILIZATION PROGRAM LAST ?? Esteemed Harvard economist Martin Feldstein Sept. 2009 believes that the recovery is an illusion. He expects what professionals call a “W” shaped recession. The first dip is behind us. *The second is yet to come, probably early next year. Friedman told Bloomberg that he thinks that the current brief recovery will be robust but that it cannot be sustained. http://247wallst.com/2009/07/02/phase-ii-of-the-recession-looms-in-2010/ Periods of advances are followed by stagnation plateaus, and so on. In any event, the improvement in the rate of shrinkage can be (and will be) taken as a sign that Team Obama's plans have taken root and are starting to yield some green shoots of their own. However, it is still the 'less worser' (sic) scenario that is playing out. By Jon Nadler There have been lukewarm signs that the residential market is stabilizing after peaking in 2006. But job losses, mounting foreclosures and depressed credit markets could delay the recovery, economists say. Many worry a wave of coming mortgage resets that could spike foreclosure rates. They project that 41% percent of prime conforming borrowers and 46% percent of prime jumbo borrowers will be underwater by the first quarter of 2011.Deutsche Bank research report. Market Watch...48% underwater mortgages by 2011 THE GOOD NEWS IS..... IT'S AN ACTIVE MARKET THIS COULD BE A WINDOW OF OPPORTUNITY...... FOR SELLERS TO SELL
Please contact me to learn more about STRATEGIC DEFAULTS & TRADITIONAL SALES THE NEXT MORTGAGE PAYMENT and AVOID FORECLOSURE.......
Call direct for assistance 209-476-4274
Experts "UNDERWATER" Quotes Anyone who is underwater on their house should not hesitate to throw it back over the fence to the bank. Wall Street Journal Community -William Alexander Millions of U.S. Homeowners could save hundreds of THOUSANDS of dollars by strategically defaulting on thier mortgage. Most of those homeowners won't suffer long term harm to their credit rating if they walk away. Many homeowners in the valley owe double or even triple what their homes are worth. If homeowners strategically default on their mortgage instead, White's math shows, they would be far better off financially, and their credit rating could recover enough in two years for them to qualify for new home loans. Law Professor Brent White Modesto Bee **"There is no tax liabilty on forgiven portions of home mortgages under current federal tax law...until 2012" -J.N. Sbranti Modesto Bee The relentless march of foreclosures continues.....More than two thousand one hundred (2100) North Valley Homes were lost in June 2008...."If your home is worth a couple of hundred thousand dollars less than your mortgage and your bank won't lower your principal, then letting the home be foreclosed is the financially prudent thing to do, regardless of the moral or ethical issues," Sean O'Toole, Foreclosure Radar's chief executive officer. More and more strapped homeowners are finding that the amount they owe on the mortgage exceeds the house's value as prices and sales continue to drop in many parts of the country. This situation is known as negative equity or being underwater on the mortgage. "For many, the home has morphed from a piggy bank to albatross,"Karen Weaver and Ying Shen in a Deutsche Bank research report. Market Watch...48% underwater mortgages by 2011 New York University Professor Nouriel Roubini, who accurately predicted the financial crisis, said stock and commodity markets may drop in coming months as the gradual pace of the economic recovery disappoints investors. Experts "ABOVE WATER" Quotes
Many traditional sellers right now are getting their expectations broken. Because of economic uncertainties.... The valley has been hard hit by foreclosures and falling values. Virtually every home purchased since 2001 is worth less, (The Bee). Bank own properties (REO's) seem to be dominating todays market and the amazing part is the banks are really doing a good job of selling them, too. Foreclosed houses are selling faster than some may realize. They have attracted aggressive buyers and in most cases are being presented with multiple offers, above the asking/listing price. Richard Hartel an asset manager selling approximately 3 or more REO's homes a day, says legislative moratoriums designed to encourage mortgage modifications have slowed the current inventory of REO's homes available, down as much as 80 percent. Some experts on CNBC News are saying in some areas the decline of home prices have stabilize and edging upward…. The question is...... HOW LONG WILL THE STABILIZATION PROGRAM LAST ??
Esteemed Harvard economist Martin Feldstein Sept. 2009 believes that the recovery is an illusion. He expects what professionals call a “W” shaped recession. The first dip is behind us. *The second is yet to come, probably early next year. Friedman told Bloomberg that he thinks that the current brief recovery will be robust but that it cannot be sustained. http://247wallst.com/2009/07/02/phase-ii-of-the-recession-looms-in-2010/
Periods of advances are followed by stagnation plateaus, and so on. In any event, the improvement in the rate of shrinkage can be (and will be) taken as a sign that Team Obama's plans have taken root and are starting to yield some green shoots of their own. However, it is still the 'less worser' (sic) scenario that is playing out. By Jon Nadler There have been lukewarm signs that the residential market is stabilizing after peaking in 2006. But job losses, mounting foreclosures and depressed credit markets could delay the recovery, economists say. Many worry a wave of coming mortgage resets that could spike foreclosure rates. They project that 41% percent of prime conforming borrowers and 46% percent of prime jumbo borrowers will be underwater by the first quarter of 2011.Deutsche Bank research report. Market Watch...48% underwater mortgages by 2011
THE GOOD NEWS IS..... IT'S AN ACTIVE MARKET THIS COULD BE A WINDOW OF OPPORTUNITY...... FOR SELLERS TO SELL
I remember when there was double-digit unemployment and few buyers... Now I've asked myself, "I am a skilled salesperson READY AND ABLE to compete with your neighbors and now...we're competing with the banks, too". Say out loud "Real Estate 2010 is a new market.... Between the neighbors and the banks "everything you've been sold on has been an illusion". Yes, It's a very competive market.... meaning who gets the money first. You or your friendly neighbor or bank?? In a competitive market wouldn't you think you being first is important?? When it comes to selling your home for more or faster.... I can assure you that it is crucial. Yes, wouldn't it be great for me to bring in buyers, aggressive buyers to your door steps with possibly multiple offers like the banks are getting??
I am pleased to announce that I'm one of the few REALTORS utilizing the most powerful online video real estate marketing programs available, along with traditional front page(s) print ads.
CALL ME 209-476-4274
MOST OF MY HOMEOWNERS REALLY WANT TO KNOW THREE QUESTIONS WHEN LISTING THEIR HOME FOR SALE WITH ME 1. HOW MUCH IS MY HOME WORTH 2. WHAT ARE YOU GOING TO DO TO MARKET MY HOME 3. WHEN AM I GOING TO RECEIVE MY CHECK THESE ARE GREAT QUESTIONS, Let's get started today CALL ME 209-476-4274 I'll explain more of the marketing process that has help many of my homeowners. Follow me to understand the benefits having an "enhance presence". ATTRACTING SERIOUS BUYERS The following Are Cutting-Edge Marketing Tactics, Even Your Neighbor May Not Know Exist, I'll explain more In this competitive market, competing with neighbors and banks. The days of just putting up a sign in the front yard and crossing your fingers hoping to sell your home, might be over. I've seen to many agents do this over and over.. Today many homeowners want more service not less. And they're willing to go for it as long as their home is shown above the rest. Especially with cutting edge marketing a "HOME VIDEO" presentation. It seems More and More internet videos are appearing?? May be Internet viewers are more visual, and more buyers could view YOUR property easier. It's important having a plan of Action, a program....So I've Developed a Enhance Marketing Strategy In order to sell your home quickly and with the best possible terms, it's necessary to prepare your home for the market. This process includes: Deciding a target date to move, and when to put your home on the market allowing enough time to get want you want in the time you want. Establishing a strategic price based on recent comparable sales and local market conditions that includes our competitors your neighbors and the banks. Estimating probable net proceeds. Advising you on how to take the most cost-effective approach making your home more appealing to potential buyers and the appraiser. Many buyers are cash-strapped; and they need to put more cash down and go through a rigorous qualifying process to get a mortgage. The days where buyers were flush with cash and could line up a mortgage even if they didn't qualify, well might be slim to none. A home still needs to look good to sell in today's market unless the price is discounted SIGNIFICANTLY. And then even when the buyer(s) accepts it the appraiser may not. Marketing Your Property..... With a combination that brings BUYERS in like a MAGNET. Ordering a "FOR SALE" sign to be placed prominently on your property Developing a flyers/brochures highlighting the features and benefits of your home. Installing a lock box to make it easy for agents to show your home. Submitting your home to the Regional Multiple Listing Service (MLS's) for immediate exposure to the Northern California real estate community. Arranging Sales Associates to tour the home. Promoting the property to your neighbors Yes Contacting your neighbors to promote the property Holding open houses when appropriate. Advertising your property in local newspapers FRONT PAGE(s) Print ad Featuring your property on internet sites PRUDENTIAL.com, REALTOR.com Get a Realtor.com Showcase Listing!, ZILLOW.com, MSN, The Wall Street Journal online, and more over 50 additional real estate and franchise sites Asking my clients and colleagues if they know of possible buyers. Promoting your home at the appropriate Association(s) of Realtors' for to other cooperating agents. Maximum exposure a "SUPER HOME VIDEO" like the one's shown below or single photo's showing your property http://www.youtube.com/watch?v=IhTgR6myi8M http://www.youtube.com/watch?v=RjSTG4Hw7xQ http://www.youtube.com/watch?v=SXERl8Ii7UY I believe in cutting edge marketing technology, for the best results. REMEMBER WHEN MARKETING A HOME... QUALITY ISN'T EXPENSIVE......IT'S PRICELESS Call today 209-476-4274 I help others with my knowledge, and experience...... Managing the Transaction You'll appreciate having a strong advocate like myself on your side during the transaction! Because I do the best I can. Negotiating the Offer I will immediately present and explain all offers to you. You will be able to accept, reject, or counter any offer presented. During the negotiation process, I will leverage my experience and skills to advocate your interests: Reviewing the contract and obligations before you sign. Explaining how contingencies and release clauses work. Protecting you from signing a "blank check" for unknown problems or repairs. Defining legal disclosure requirements. Orchestrate the offer process for "back-up" offers, if necessary. Throughout the negotiation, I will provide you with a professional, objective point of view; but the final decision of accepting an offer is yours. After the Offer is Accepted Once an offer is accepted, I will manage all the details to make the process as stress-free and efficient as possible: Staying in contact with the buyer's agent to ensure a smooth escrow. Following up on the progress of the buyer's loan. Monitoring all contingency removal deadlines. Assisting you if a conflict with the buyer arises. Finalizing and Closing the Transaction Finalizing the process includes reviewing all closing documents and ensuring both parties have copies. When the transaction has closed, I will deliver the closing check "to you" and the keys to the new owner. May you live long, live strong, and live happy! Thank you, Craig Gilmore 209-476-4274 Click back button to return to front page
It's important having a plan of Action, a program....So I've Developed a Enhance Marketing Strategy In order to sell your home quickly and with the best possible terms, it's necessary to prepare your home for the market. This process includes:
Deciding a target date to move, and when to put your home on the market allowing enough time to get want you want in the time you want.
Marketing Your Property..... With a combination that brings BUYERS in like a MAGNET.
I believe in cutting edge marketing technology, for the best results. REMEMBER WHEN MARKETING A HOME... QUALITY ISN'T EXPENSIVE......IT'S PRICELESS Call today 209-476-4274 I help others with my knowledge, and experience...... Managing the Transaction You'll appreciate having a strong advocate like myself on your side during the transaction! Because I do the best I can. Negotiating the Offer I will immediately present and explain all offers to you. You will be able to accept, reject, or counter any offer presented. During the negotiation process, I will leverage my experience and skills to advocate your interests:
Throughout the negotiation, I will provide you with a professional, objective point of view; but the final decision of accepting an offer is yours. After the Offer is Accepted Once an offer is accepted, I will manage all the details to make the process as stress-free and efficient as possible:
Finalizing and Closing the Transaction Finalizing the process includes reviewing all closing documents and ensuring both parties have copies. When the transaction has closed, I will deliver the closing check "to you" and the keys to the new owner.
May you live long, live strong, and live happy! Thank you, Craig Gilmore 209-476-4274 Click back button to return to front page
©2010 An independently owned and operated member of Prudential Real Estate Affiliates, Inc. Prudential is a registered service mark of The Prudential Insurance Company of America. Equal Housing Opportunity. Privacy Policy Prudential California Realty Stockton Lodi 5713 N. Pershing Avenue, Suite E, Stockton, CA 95207, P:209-476-4274, F:209-951-4938
Prudential California Realty Stockton Lodi